Home / Services / Personal tax — T1
Home / Services / Personal tax — T1
Personal tax
— T1
Personal tax
— T1
Personal tax
— T1
Owner, spouse and family returns prepared as one exercise, so credits, income splitting and carry-forwards are considered across the household instead of one return at a time.
Owner, spouse and family returns prepared as one exercise, so credits, income splitting and carry-forwards are considered across the household instead of one return at a time.
01 The problem
01 The problem
Filed in isolation,
money gets left
on the table.
Filed in isolation,
money gets left
on the table.
Filed in isolation,
money gets left
on the table.
Medical expenses, tuition transfers, donations, pension splitting and capital losses can usually be claimed on more than one return. Prepared separately, they get claimed wherever they landed. Prepared together, they get claimed where they are worth the most.
Medical expenses, tuition transfers, donations, pension splitting and capital losses can usually be claimed on more than one return. Prepared separately, they get claimed wherever they landed. Prepared together, they get claimed where they are worth the most.
What’s included
What’s included
01
01
T1 returns for owners and family members
T1 returns for owners and family members
02
02
Rental, investment and self-employment schedules
Rental, investment and self-employment schedules
03
03
Household optimisation of credits and transfers
Household optimisation of credits and transfers
04
04
RRSP, FHSA and TFSA contribution planning
RRSP, FHSA and TFSA contribution planning
05
05
Instalment reminders ahead of each deadline
Instalment reminders ahead of each deadline
06
06
Review and response to CRA assessments
Review and response to CRA assessments
02 How it runs
02 How it runs
From slips
to filed.
From slips
to filed.
From slips
to filed.
Most personal returns are straightforward once the paperwork is in one place. The delay is almost always a missing slip.
Most personal returns are straightforward once the paperwork is in one place. The delay is almost always a missing slip.
February
February
Checklist out
Checklist out
You get a checklist tailored to last year’s return, so you know exactly which slips to expect.
You get a checklist tailored to last year’s return, so you know exactly which slips to expect.
March
March
Documents in
Documents in
Slips and receipts uploaded to the portal as they arrive. We chase what is missing.
Slips and receipts uploaded to the portal as they arrive. We chase what is missing.
April
April
Draft & review
Draft & review
Returns drafted for the household, then reviewed with you together before filing.
Returns drafted for the household, then reviewed with you together before filing.
April 30
April 30
Filed
Filed
Filed and balances paid. Self-employed returns have until June 15 to file, but the balance is still due April 30.
Filed and balances paid. Self-employed returns have until June 15 to file, but the balance is still due April 30.
February
Checklist out
You get a checklist tailored to last year’s return, so you know exactly which slips to expect.
March
Documents in
Slips and receipts uploaded to the portal as they arrive. We chase what is missing.
April
Draft & review
Returns drafted for the household, then reviewed with you together before filing.
April 30
Filed
Filed and balances paid. Self-employed returns have until June 15 to file, but the balance is still due April 30.
03 Questions
03 Questions
Straight answers to the usual questions.
Straight answers to the usual questions.
Straight answers to the usual questions.
The questions owners ask most often about this service.
The questions owners ask most often about this service.
When are personal taxes due?
When are personal taxes due?
April 30 for most individuals. If you or your spouse are self-employed you have until June 15 to file, but any balance owing is still due April 30 — filing later does not mean paying later.
April 30 for most individuals. If you or your spouse are self-employed you have until June 15 to file, but any balance owing is still due April 30 — filing later does not mean paying later.
Can you do the whole family?
Can you do the whole family?
Yes, and it is usually cheaper and better. Credits and transfers are optimised across the household rather than claimed wherever they happened to land.
Yes, and it is usually cheaper and better. Credits and transfers are optimised across the household rather than claimed wherever they happened to land.
I have rental properties. Is that included?
I have rental properties. Is that included?
Rental schedules are included. The capital-versus-expense decisions on each property are worth a conversation, because they affect this year’s tax and the eventual gain.
Rental schedules are included. The capital-versus-expense decisions on each property are worth a conversation, because they affect this year’s tax and the eventual gain.
What if I have not filed for a few years?
What if I have not filed for a few years?
We can bring several years current at once. Depending on the circumstances the CRA’s Voluntary Disclosures Program may reduce penalties — we will tell you honestly whether you are likely to qualify.
We can bring several years current at once. Depending on the circumstances the CRA’s Voluntary Disclosures Program may reduce penalties — we will tell you honestly whether you are likely to qualify.
Book a consultation
Book a consultation
One conversation
for the whole household.
One conversation
for the whole household.
One conversation
for the whole household.
Bring last year’s returns for everyone who files together and we will tell you what was missed and what this year should look like.
Bring last year’s returns for everyone who files together and we will tell you what was missed and what this year should look like.
Book a consultation
Call the office
01
T1 returns for owners and family members
02
Rental, investment and self-employment schedules
03
Household optimisation of credits and transfers
04
RRSP, FHSA and TFSA contribution planning
05
Instalment reminders ahead of each deadline
06
Review and response to CRA assessments
When are personal taxes due?
April 30 for most individuals. If you or your spouse are self-employed you have until June 15 to file, but any balance owing is still due April 30 — filing later does not mean paying later.
Can you do the whole family?
Yes, and it is usually cheaper and better. Credits and transfers are optimised across the household rather than claimed wherever they happened to land.
I have rental properties. Is that included?
Rental schedules are included. The capital-versus-expense decisions on each property are worth a conversation, because they affect this year’s tax and the eventual gain.
What if I have not filed for a few years?
We can bring several years current at once. Depending on the circumstances the CRA’s Voluntary Disclosures Program may reduce penalties — we will tell you honestly whether you are likely to qualify.
Ledgerline
Chartered Professional Accountants
Street address · City, Province, Postal code
Firm
Information on this website is general in nature and is not accounting, tax or legal advice. Filing dates vary with your fiscal year-end and move when they fall on a weekend or public holiday. Speak with us about your own circumstances before acting.
© 2026 Ledgerline. All rights reserved.
Registered with CPA Ontario
Ledgerline
Ledgerline
Chartered Professional Accountants
Street address · City, Province, Postal code
Firm
Information on this website is general in nature and is not accounting, tax or legal advice. Filing dates vary with your fiscal year-end and move when they fall on a weekend or public holiday. Speak with us about your own circumstances before acting.
© 2026 Ledgerline. All rights reserved.
Registered with CPA Ontario
Ledgerline
Ledgerline
Chartered Professional Accountants
Street address · City, Province, Postal code
Firm
Information on this website is general in nature and is not accounting, tax or legal advice. Filing dates vary with your fiscal year-end and move when they fall on a weekend or public holiday. Speak with us about your own circumstances before acting.
© 2026 Ledgerline. All rights reserved.
Registered with CPA Ontario
Ledgerline